10 Best Money Making Apps for 2024
recommendations for the best apps to make money
1. Best for earning gift cards: Swagbucks
Swagbucks lets you earn points by completing easy tasks like answering surveys, playing games, watching videos, and searching the internet. You can also earn cash back and access exclusive deals and coupons when you shop at over 1,500 in-store and online retailers (including grocers). Membership is free, and you can redeem your points for gift cards to retailers like Amazon or Walmart or get cash back from PayPal.
Pros:
- Multiple ways to earn points
- Redeem points for gift cards or cash
Cons:
- Low earnings potential
- Some tasks are time-consuming
2. Best for online surveys: Survey Junkey
Survey Junkey is an online market research community. As a member, you complete surveys in exchange for virtual points, which you can instantly redeem for e-gift cards or PayPal payments. You'll answer a few questions and create a profile to get started, and then Survey Junkey matches you to relevant surveys. You won't get rich taking surveys, and the company points out that it's not meant to replace a full-time job. Still, it says you can earn $40 monthly by completing three surveys a day.
Pros:
- Earn money completing brief surveys
- Redeem points for e-gift cards or PayPal
Cons:
- Surveys might be expired
- Some surveys have repetitive questions
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3. Best for playing games: FreeCash
FreeCash lets you earn money by playing games, taking surveys, watching videos, and more. The website says you can earn up to $399.89 per offer, though users earn an average of $27.90 daily. Once you sign up for a free account, you can browse a large selection of offers, choose one you like, complete the steps, and get paid in FreeCash coins ($1,000 coins equals $1). From there, you can cash out your rewards via PayPal, various cryptocurrencies, gift cards, or in-game items on games like Valorant and League of Legends.
Pros:
- Quick sign-up process
- Numerous ways to earn
Cons:
- Earnings can be low
- Rewards may expire
4. Best for investing spare change: Acorns
Acorns makes it easy to save and invest with little to no effort. The app automatically rounds up purchases you make from linked accounts, debit cards, and credit cards to the next dollar. Then, Acorns invests that spare change in a diversified portfolio of professionally managed exchange-traded funds (ETFs). Acorns also offers a browser extension called “Earn” that helps you earn money when you shop online. Subscriptions cost $3, $5, or $9 monthly, depending on the plan and features you choose.
Pros:
- Automatically invests your spare change
- Earn cash back at 450+ retailers
Cons:
- Fees are high for small accounts
- No tax-loss harvesting
5. Best for keeping track of your finances: Rocket Money
Rocket Money (the same company behind Rocket Mortgage) is a money management and budgeting app that lets you see all your financial accounts in one place, create budgets, automate your savings, and monitor your credit score so you can save more, spend less, and get (and stay) on track. The app is free, but you'll pay $3 to $12 monthly for premium services, including subscription cancellation, chatting with a money expert, and bill negotiation (which costs 30% to 60% of your first-year savings).
Pros:
- Numerous budgeting and savings features
- Credit reports and tracking
Cons:
- Free version is limited
- Bill negotiation service can be pricey
6. Best for delivery drivers: DoorDash
DoorDash "Dashers" make money delivering products from restaurants, convenience stores, pet stores, grocery stores, and more. To get started, sign up and apply online, set up your profile, and then schedule shifts or start dashing right away. You choose when and how much you want to work and earn a guaranteed base rate for every order, plus tips. You can set up free, automatic weekly payouts or get paid instantly after every dash for no fee with DasherDirect Instant Pay.
Pros:
- Set your own hours
- Keep 100% of your tips
Cons:
- Vehicle costs (gas, wear and tear, etc.)
- No earnings while waiting for food orders
7. Best for cash back: Rakuten Rewards
Rakuten Rewards (formerly Ebates) offers cash back, deals, and coupons at over 3,500 stores on everything from clothes and electronics to restaurants and ridesharing. Sign up for a free account in less than 30 seconds and start shopping on Rakuten.com, the Rakuten app, or the browser extension. You can also link store offers to your credit card to earn in-store cash back. Rakuten Rewards emails you when it adds cash back to your account, and you'll get a payment every three months by check or PayPal.
Pros:
- Unlimited cash back
- $10 welcome bonus for new users
Cons:
- Some cash back rates are low
- Cash back awarded every three months
8. Best for gas station rewards: Upside
Upside (formerly GetUpside) partners with businesses nationwide to provide personalized cash back offers. While Upside offers cash back opportunities at restaurants and grocery stores, it's best known for helping people save at the pump. Download the app, create an account, and let Upside access your location to view offers in your area. From there, you'll find and claim offers, pay with a credit or debit card, and submit your receipt or check-in on the app. Upside validates your purchase, and then you can cash out your earnings to your bank account, PayPal, or a gift card.
Pros:
- User-friendly app shows map view of offers
- Can stack with existing loyalty programs
Cons:
- Doesn’t work with cash
- Some locations have few or no offers
9. Best for freelancers: Upwork
Upwork is a freelancing marketplace that connects gig workers with clients. Once you sign up and create a profile, you can pitch projects and bid for jobs in nearly every industry, job, and skill set. You'll invoice clients and track your earnings on Upwork, choose how to get paid (direct deposit, PayPal, Payoneer, or wire transfer), and pay a 10% freelancer service fee on your earnings.
Pros:
- Pitch projects and bid for jobs
- Payment protection ensures you get paid
Cons:
- 10% freelancer service fee
- Get paid 10 days after billing period ends
10. Best for active traders and investors: TradeStation
TradeStation is best known for its flagship desktop platform, but on-the-go traders will appreciate its freshly updated mobile app. With a quick and secure login, the app offers sophisticated charting with real-time data, advanced analysis, a streamlined order interface, intuitive order tracking, account monitoring, and more. You'll also have access to pre-built hot lists, news, analyst ratings, and earnings calendars. The app supports stocks, options, futures, and crypto currency trading—with the option to toggle between live and sim trading environments.
Pros:
- Advanced tools and trade execution
- Commission-free trades
Cons:
- Not as robust as the desktop platform
- Steep learning curve
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